Welcome to my website.

I am an Assistant Professor of Finance at the University of Sydney. My research interests are climate finance, banking, and empirical asset pricing.

I co-organize a monthly seminar series, Beachside Banking Chats, with Kristle R. Cortés (UNSW), Isaac Pan (University of Sydney), and Jing Lu (UNSW). We are interested in reading preliminary work on anything banking. The format is very informal (a 10-minute presentation followed by 45-50 minutes of conversation about the paper). If interested, please get in touch.

[CV (Updated: Feb 2026)]


Email:      [email protected]
Address:  Room 429, Codrington Building (H69)
                21-23 Codrington Street,
                Darlington, NSW - 2008, Australia


PUBLICATIONS

​[3]. How perception affects house prices: Evidence from failed auctions​​ (with Kristle R. Cortés, David H. Solomon, and Philip E. Strahan) [Accepted, Review of Finance]

​[2].  Islam, E., & Singh, M. (2025). Geographic diversification, climate risk, and bank lending: Evidence from farm loans. Journal of Financial Intermediation, 101152. [Link]

[1]. Saxena, K., & Singh, M. (2024). Investors reward countries for participating in climate agreements. Nature Communications, 15(1), 8908. [Link]


WORKING PAPERS

[1] How Exposed are Banks to Physical Climate Risk? (with Kristle R. Cortés and Konark Saxena)

[2] When Tastes Affect Asset Prices But Not Expected Returns (with Konark Saxena)

[3] How Do Central Bank Governor Turnovers Affect Uncertainty and Lending Globally? (with Kristle R. Cortés)






Website Updated: Feb 2026
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